An Intensive 5-day Training Course
Corporate Credit Analysis:
Forecasting, Formulation and Analysis
CLASSROOM DATES
INTRODUCTION
This highly participative EuroMaTech Corporate Credit Analysis training course hones financial expertise in interpreting and evaluating company performance and credit quality through examination of key financial and qualitative information. There is a great need today for financial professionals to be equipped with cutting-edge skills to scrutinize and “get behind” the numbers in order to determine company direction and debt capacity. Through astute financial analysis, analysts should be well-positioned to judge management performance and strategy, and make sound financial and credit decisions to support one’s own organization and career.
This Corporate Credit Analysis training course provides vital skills such as financial forecasting, formulation and analysis of different scenarios, and reinforces the confidence to speak persuasively and with assurance about financial credit analysis with colleagues and clients, thereby leading to reputation enhancement as a credit expert. Through application of these skills to the tasks and challenges faced in work, breakthroughs never thought possible can be achieved.
This EuroMaTech training course seeks to help delegates:
- Read and understand financial information to evaluate performance and trends accurately
- Embed and apply present value concepts to expected future cash flows to make the best financial and credit decisions
- Use comparative ratio analysis to pinpoint areas of concern
- Identify key success factors, warning signals, negative and positive trends
- Become familiar with key financial credit metrics used by leading global companies
- Project with confidence the future performance of the firm and its investments through accurate, real-world analysis
TRAINING OBJECTIVES
- Understanding the content of, and relationships between, primary financial statements (income statement, balance sheet, cash flow statement), with emphasis on cash flow
- Utilizing financial statements to evaluate the financial and strategic performance and creditworthiness of an organization
- Appreciation of statistical techniques and their application to financial decision making and credit analysis
- Identifying key success factors, early warning signs, and financial momentum signals in your own industry sector
- Understanding of PD (Probability of Default), LGD (Loss Given Default) and other indicators, as credit metrics
- Building a realistic forecast, under a base case, upside and downside scenarios
- Identification and utilization of financial and business data sources that give insights into business and financial strategies and credit decisions
- Constructing and using rigorous excel spreadsheets for financial analysis, from the basics to more complex models
- Enhancing professional and personal networks among colleagues of similar background, talent and potential
WHO SHOULD ATTEND?
- Finance and credit professionals from all sectors, who are keen to boost their performance and knowledge, skills and reputation in their firms and in the industry
- Personnel related to, moving into or aspiring to roles in credit and finance that require deeper understanding and intelligent interpretation of financial information
TRAINING METHODOLOGY
This Corporate Credit Analysis training course combines presentations with interactive practical exercises, supported by visual materials, activities, discussions and examples. Delegates are encouraged to participate actively in relating the principles of financial analysis to the particular needs of their workplace. Relevant case studies are provided to illustrate the application of each concept in an operating environment. Each learning point is reinforced with practical exercises.
Advanced mathematical concepts are minimized wherever possible and presented in a visual way that is easy to understand with examples demonstrated.
TRAINING SUMMARY
This EuroMaTech Corporate Credit Analysis training course covers essential financial skills such as understanding and interpreting numbers to build the bigger picture, utilizing tools to make rational financial decisions, and communicating analytical conclusions persuasively and with impact. >Explore: Finance & Budgeting Training Courses
TRAINING OUTLINE
Day 1 - Getting Started with Credit Analysis
- Types of borrowers and their need for financing
- Concepts of interest and principal, how calculated and charged
- Types of financing
- Cycles, bubbles, 5 Cs of credit
- Purpose, amount payback, risks
- Character, capability, capital
- The credit formula and its drivers over time
- Case study: basic analysis example
Day 2 - Qualitative Elements
- Intro to qualitative analysis and frameworks (PESTER)
- Understanding strategy, competitive advantage and key success factors
- Porter’s 5 Forces, BCG model
- SWOT Analysis
- Industry risk and operating environment
- Management quality and company standing, including ownership and governance
- Case study: practical example
Day 3 - Quantitative Elements
- Financial statements, with focus on cash flow
- Ratio analysis: profitability, liquidity, efficiency, leverage, market ratios
- Evaluating debt capacity, WACC approach
- Assessing stability of revenues, EBITDA, cash flow
- Credit ratings – fundamental and market-derived
- Case study: on a rated corporate
Day 4 - Financial Forecasting, Credit Structuring & Safeguards
- Preparing a financial forecast in excel
- Scenario analysis and stress testing
- Identifying funding needs
- Appropriate capital structure and financial instruments
- Credit pricing
- Terms and conditions
- Case study: pricing a corporate facility
Day 5 - Problem Credits
- Spotting early warning signs
- Leading indicators
- Lagging indicators
- Developing action plans
- Restructuring
- Case study: distressed asset
CALL ME BACK
Do you wish for us to conduct this course at your premises?
Discover In-House Solutions
ACCREDITATION
EuroMaTech is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.
Euromatech is a Knowledge & Human Development Authority (KHDA) approved training institute in Dubai, licensed and approved to deliver training courses in the UAE.
The KHDA is the regulatory authority in the UAE, that oversees administering, approving, supervising, and controlling the activities of various education providers in the UAE. We are proud of our commitment to ensuring quality training courses and status as a KHDA-approved training provider.
This training course is also part of the 10-day titles:
FAQ
What makes EuroMaTech a leader in professional training?
EuroMaTech stands out as a leader in training and professional development due to:
- 30+ years of experience delivering high-impact training courses across industries.
- Accreditations from leading institutions, ensuring top-tier course quality and recognition.
- A portfolio of thousands of training courses, serving professionals at every level.
- A focus on innovation and future-ready learning models, including blended and digital training.
- Long-term partnerships with organizations globally, ensuring sustained success through talent development.
How can I register for a EuroMaTech training course?
To register for a training course, you can:
- Visit the EuroMaTech website, browse the available courses, and follow the online registration process.
- Contact EuroMaTech’s support team for assistance with course selection or inquiries about corporate training solutions.
Does EuroMaTech offer international training courses?
Yes, EuroMaTech delivers training courses in major cities worldwide, including locations across Europe, Asia, Africa, and the Middle East, in addition to its extensive presence in Dubai.
Where are EuroMaTech’s training courses held?
EuroMaTech conducts its training courses at prestigious venues across Dubai and other major international cities. Additionally, virtual training options are available, allowing participants to join courses remotely from anywhere in the world.
What ISO training courses does EuroMaTech offer?
EuroMaTech provides a range of ISO certification and compliance training courses, including:
- ISO 9001 – Quality Management Systems Training
- ISO 45001 – Occupational Health & Safety Management Training
- ISO 14001 – Environmental Management Systems Training
These courses help organizations adopt internationally recognized standards and improve their overall performance.
How does EuroMaTech ensure the quality of its training courses?
EuroMaTech ensures the highest standards by:
- Partnering with globally recognized accrediting bodies such as ILM, CPD, PMI, NEBOSH, and HRCI.
- Designing training courses with a focus on practical, real-world applications.
- Using experienced instructors with industry expertise.
- Continuously updating course content to reflect current trends and best practices.
Does EuroMaTech provide customized corporate training courses?
Yes, EuroMaTech specializes in tailored corporate training courses designed to meet the unique needs of organizations. These customized courses are ideal for businesses seeking to upskill teams across different departments or regions.
How many professionals have attended EuroMaTech’s training courses?
EuroMaTech has successfully delivered thousands of training courses, with thousands of professionals from over 50 countries attending annually.
What industries does EuroMaTech serve through its training courses?
EuroMaTech provides specialized training courses for a wide range of industries, including:
- Oil & Gas
- Energy & Power
- Construction & Infrastructure
- Banking & Finance
- Healthcare
- Telecommunications
- Logistics & Supply Chain
- Aviation & Aerospace
- Government & Public Sector
- Hospitality & Tourism
- Information Technology & Cybersecurity
- Human Resources & Talent Management
Are EuroMaTech’s training courses accredited?
Yes, EuroMaTech’s training courses are accredited by globally recognized institutions, ensuring high-quality, internationally respected certifications. Key accreditations include:
- ILM (Institute of Leadership & Management)
- CPD (Continuing Professional Development Certification Service)
- PMI (Project Management Institute)
- NEBOSH (National Examination Board in Occupational Safety and Health)
- HRCI (Human Resource Certification Institute)
What types of training courses does EuroMaTech offer?
EuroMaTech offers a diverse portfolio of training courses designed to meet the needs of professionals at all levels. These include:
- Leadership & Management Development Training
- Technical & Engineering Training Courses
- Project & Risk Management Training
- Health, Safety & Environmental (HSE) Training
- Finance & Accounting Training Courses
- ISO Compliance & Certification Training
- Human Resources & Talent Management Training
- Soft Skills & Communication Training Courses
Do you provide assistance with hotel accommodation?
Yes, we can assist you with the following:
- Corporate Discount: If available, we can extend our corporate discount for your stay at selected hotels.
- Hotel Suggestions: We can provide recommendations for nearby hotels based on your preferences and budget.
Feel free to explore online booking platforms for the most cost-effective options.
Do you offer customized training for organizations?
Yes, we provide tailored training solutions designed to meet the specific needs of your organization. Customized courses can be delivered either in-person or online, and you can select the dates and duration that best fit your schedule. For more details, please contact us at inhouse@euromatech.com
What types of training formats do you offer?
We provide two flexible training formats to suit your preferences:
- Classroom Training: Experience in-person learning with expert instructors. Engage in interactive discussions, hands-on activities, and benefit from face-to-face networking.
- Online Training: Join live online sessions from anywhere, offering flexibility for those with busy schedules or who prefer remote learning.
- In-House Training: We can bring our training directly to your organization, allowing for tailored sessions that address your specific needs and objectives.
Can you assist with visa arrangements?
Yes, we can help by issuing an official Letter of Invitation once you’ve confirmed your training registration, which can assist in your visa application process.
Who will be the senior consultant leading the training?
We are happy to share the profiles of our expert instructors. To learn more about their qualifications and experience, please contact us info@euromatech.com
