An Intensive 5-day Training Course
Corporate Credit Analysis
Forecasting, Formulation and Analysis
CLASSROOM DATES
INTRODUCTION
Sound credit analysis is essential for managing risk, safeguarding profitability, and supporting informed lending and investment decisions. The Corporate Credit Analysis Course by EuroMaTech equips professionals with the financial acumen and analytical frameworks necessary to evaluate corporate performance, creditworthiness, and debt capacity with precision and confidence.
In today’s volatile economic environment, the ability to “look beyond the numbers” is vital. This comprehensive Corporate Credit Analysis Training develops the capability to interpret financial statements, analyze business models, and identify key financial risks and opportunities. Participants will strengthen their understanding of financial ratios, cash flow dynamics, credit metrics, and forecasting techniques used by leading institutions worldwide.
Through practical case studies, financial modeling exercises, and interactive discussions, participants will enhance their ability to evaluate company performance objectively and communicate findings with clarity and authority. The course provides a structured approach to assessing both quantitative and qualitative factors that influence credit quality — ensuring participants can make well-informed decisions that protect and grow their organization’s financial stability.
This Corporate Credit Analysis Course will help participants:
- Interpret and analyze financial statements effectively
- Evaluate company performance and financial health with accuracy
- Apply ratio and cash flow analysis to identify credit risks
- Understand probability of default (PD), loss given default (LGD), and key credit metrics
- Forecast future performance under various business scenarios
- Strengthen confidence in financial reporting and credit assessment
TRAINING OBJECTIVES
By the end of this Corporate Credit Analysis Training Course, participants will be able to:
- Understand the structure and interrelationships of income statements, balance sheets, and cash flow statements
- Utilize financial data to assess organizational performance, solvency, and creditworthiness
- Apply statistical and analytical techniques in credit evaluation
- Recognize key success factors, early warning signs, and performance indicators in credit analysis
- Calculate and interpret PD, LGD, and other essential risk metrics
- Build financial forecasts using base, optimistic, and downside scenarios
- Develop advanced Excel-based models for credit and financial analysis
- Integrate both quantitative and qualitative factors into credit decision-making processes
WHO SHOULD ATTEND?
This EuroMaTech Corporate Credit Analysis Course is ideal for professionals involved in evaluating, approving, or managing credit and financial risk. It will be particularly beneficial for:
- Finance and Credit Professionals from banking, corporate, or investment sectors
- Analysts and Accountants responsible for financial and performance evaluations
- Corporate Treasurers and Risk Managers seeking to enhance credit assessment capabilities
- Relationship Managers and Investment Officers involved in corporate lending or portfolio management
- Professionals Transitioning into roles requiring advanced financial interpretation and credit judgment
This course is suitable for anyone seeking to deepen their understanding of credit analysis, strengthen their analytical rigor, and elevate their decision-making confidence.
TRAINING METHODOLOGY
The Corporate Credit Analysis Training Course adopts an engaging and practical learning approach combining instructor-led presentations with real-world case studies and hands-on exercises. Participants will engage in:
- Interactive sessions explaining complex financial analysis concepts in simple, visual formats
- Practical application of ratio analysis, credit scoring, and risk modeling tools
- Group exercises focused on credit assessment of real corporate cases
- Visual and spreadsheet-based demonstrations to reinforce key learning outcomes
- Constructive discussions linking theory to participants’ professional environments
This blended learning experience ensures that participants gain both conceptual clarity and practical proficiency in modern credit analysis techniques.
TRAINING SUMMARY
The Corporate Credit Analysis Course by EuroMaTech provides an essential foundation for professionals involved in assessing financial performance, evaluating credit risk, and making informed lending and investment decisions. The course combines technical expertise with practical insights, enabling participants to interpret financial data, identify early warning signs, and communicate credit assessments effectively.
By mastering the tools of financial analysis, forecasting, and credit evaluation, participants will enhance their ability to make strategic decisions that contribute to sound risk management and sustainable financial growth. Whether you work in banking, corporate finance, or investment management, this training delivers the confidence and analytical edge needed to excel in today’s complex financial landscape.
TRAINING OUTLINE
Day 1: Getting Started with Credit Analysis
- Types of Borrowers and Their Need for Financing
- Concepts of Interest and Principal, How Calculated and Charged
- Types of Financing
- Cycles, Bubbles, 5 Cs of Credit
- Purpose, Amount Payback, Risks
- Character, Capability, Capital
- The Credit Formula and its Drivers Over Time
- Case Study: Basic Analysis Example
Day 2: Qualitative Elements
- Intro to Qualitative Analysis and Frameworks (PESTER)
- Understanding Strategy, Competitive Advantage and Key Success Factors
- Porter’s 5 Forces, BCG Model
- SWOT Analysis
- Industry Risk and Operating Environment
- Management Quality and Company Standing, Including Ownership and Governance
- Case Study: Practical Example
Day 3: Quantitative Elements
- Financial Statements, with Focus on Cash Flow
- Ratio Analysis: Profitability, Liquidity, Efficiency, Leverage, Market Ratios
- Evaluating Debt Capacity, WACC Approach
- Assessing Stability of Revenues, EBITDA, Cash Flow
- Credit Ratings – Fundamental and Market-Derived
- Case Study: on a Rated Corporate
Day 4: Financial Forecasting, Credit Structuring & Safeguards
- Preparing a Financial Forecast in Excel
- Scenario Analysis and Stress Testing
- Identifying Funding Needs
- Appropriate Capital Structure and Financial Instruments
- Credit Pricing
- Terms and Conditions
- Case Study: Pricing a Corporate Facility
Day 5: Problem Credits
- Spotting Early Warning Signs
- Leading Indicators
- Lagging Indicators
- Developing Action Plans
- Restructuring
- Case Study: Distressed Asset
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ACCREDITATION
EuroMaTech is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.NASBARegistry.org.
Euromatech is a Knowledge & Human Development Authority (KHDA) approved training institute in Dubai, licensed and approved to deliver training courses in the UAE.
The KHDA is the regulatory authority in the UAE, that oversees administering, approving, supervising, and controlling the activities of various education providers in the UAE. We are proud of our commitment to ensuring quality training courses and status as a KHDA-approved training provider.
This training course is also part of the 10-day titles:
FAQ
EuroMaTech provides a range of ISO certification and compliance training courses, including:
- ISO 9001 – Quality Management Systems Training
- ISO 45001 – Occupational Health & Safety Management Training
- ISO 14001 – Environmental Management Systems Training
These courses help organizations adopt internationally recognized standards and improve their overall performance.
To register for a training course, you can:
- Visit the EuroMaTech website, browse the available courses, and follow the online registration process.
- Contact EuroMaTech’s support team for assistance with course selection or inquiries about corporate training solutions.
EuroMaTech stands out as a leader in training and professional development due to:
- 30+ years of experience delivering high-impact training courses across industries.
- Accreditations from leading institutions, ensuring top-tier course quality and recognition.
- A portfolio of thousands of training courses, serving professionals at every level.
- A focus on innovation and future-ready learning models, including blended and digital training.
- Long-term partnerships with organizations globally, ensuring sustained success through talent development.
EuroMaTech has successfully delivered thousands of training courses, with thousands of professionals from over 50 countries attending annually.
We are happy to share the profiles of our expert instructors. To learn more about their qualifications and experience, please contact us [email protected]
We provide two flexible training formats to suit your preferences:
- Classroom Training: Experience in-person learning with expert instructors. Engage in interactive discussions, hands-on activities, and benefit from face-to-face networking.
- Online Training: Join live online sessions from anywhere, offering flexibility for those with busy schedules or who prefer remote learning.
- In-House Training: We can bring our training directly to your organization, allowing for tailored sessions that address your specific needs and objectives.
Yes, we provide tailored training solutions designed to meet the specific needs of your organization. Customized courses can be delivered either in-person or online, and you can select the dates and duration that best fit your schedule. For more details, please contact us at [email protected]
Yes, we can assist you with the following:
- Corporate Discount: If available, we can extend our corporate discount for your stay at selected hotels.
- Hotel Suggestions: We can provide recommendations for nearby hotels based on your preferences and budget.
Feel free to explore online booking platforms for the most cost-effective options.
